- Federal and Federal Direct Stafford Loans (subsidized and unsubsidized)
- Federal and Federal Direct PLUS SLS (Supplementary Loans for Students)
- Parent PLUS and Federal Direct Parent PLUS Loans
- Federal Perkins Loans
- Direct Consolidation Loans and Federal Consolidation Loans
- Guaranteed Student Loans
- Federal Insured Student Loans
- Auxiliary Loans to Assist Students
- Federal Supplemental Loans for Students
- Federal Nursing Student Loans (NSL)
- National Direct Student Loans
- Federal Insured Students Loans (FISL)
- Federal Health Education Assistance Loan (HEAL)
- Federal Health Professional Student Loans (HPSL)
- Loans for Disadvantaged Students (LDS)
- National Defense Student Loans
- Federal Parent Loans For Undergraduate Students
Since you are now clear of which loans are eligible for consolidation, it is only fair that you know which types of loans are not eligible for consolidation,
- Consolidating federal student and private student loans together
- Previous bank loans
- Personal loans
- Consumer debt loans
- Credit unions loans
- Housing loans
- Car loans
- Or any financial loans you have acquired previously
Please know that the list here might not cover all the loans eligible for consolidation. And as time pass, it is possible that more loans will surface and added to the list. So, you will want to talk the loan agencies to see which loans are eligible for consolidation and see what is the best interest rate you can get.
You can manage your finance,
Michael W.
